InHouse is committed to protecting your privacy and developing
technology that gives you the most powerful and safe online
experience. This Statement of Privacy applies to the InHouse Web
site and governs data collection and usage. By using the InHouse
website, you consent to the data practices described in this
statement.
Collection of your Personal Information
InHouse collects personally identifiable information, such as your
e-mail address, name, home or work address or telephone number.
InHouse also collects anonymous demographic information, which is
not unique to you, such as your ZIP code, age, gender, preferences,
interests and favorites.
There is also information about your computer hardware and software
that is automatically collected by InHouse. This information can
include: your IP address, browser type, domain names, access times
and referring Web site addresses. This information is used by
InHouse for the operation of the service, to maintain quality of the
service, and to provide general statistics regarding use of the
InHouse Web site.
Please keep in mind that if you directly disclose personally
identifiable information or personally sensitive data through
InHouse public message boards, this information may be collected and
used by others. Note: InHouse does not read any of your private
online communications.
InHouse encourages you to review the privacy statements of Web sites
you choose to link to from InHouse so that you can understand how
those Web sites collect, use and share your information. InHouse is
not responsible for the privacy statements or other content on Web
sites outside of the InHouse and InHouse family of Web sites.
Use of your Personal Information
InHouse collects and uses your personal information to operate the
InHouse Web site and deliver the services you have requested.
InHouse also uses your personally identifiable information to inform
you of other products or services available from InHouse and its
affiliates. InHouse may also contact you via surveys to conduct
research about your opinion of current services or of potential new
services that may be offered.
InHouse does not sell, rent or lease its customer lists to third
parties. InHouse may share data with trusted partners who perform
typical mortgage related services. All such third parties are
prohibited from using your personal information except to provide
these services to InHouse, and they are required to maintain the
confidentiality of your information.
InHouse does not use or disclose sensitive personal information,
such as race, religion, or political affiliations, without your
explicit consent.
InHouse keeps track of the Web sites and pages our customers visit
within InHouse, in order to determine what InHouse services are the
most popular. This data is used to deliver customized content and
advertising within InHouse to customers whose behavior indicates
that they are interested in a particular subject area.
InHouse Web sites will disclose your personal information, without
notice, only if required to do so by law or in the good faith belief
that such action is necessary to: (a) conform to the edicts of the
law or comply with legal process served on InHouse or the site; (b)
protect and defend the rights or property of InHouse; and, (c) act
under exigent circumstances to protect the personal safety of users
of InHouse, or the public.
Use of Cookies
The InHouse Web site may use "cookies" to help you personalize your
online experience. A cookie is a text file that is placed on your
hard disk by a Web page server. Cookies cannot be used to run
programs or deliver viruses to your computer. Cookies are uniquely
assigned to you, and can only be read by a web server in the domain
that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience
feature to save you time. The purpose of a cookie is to tell the Web
server that you have returned to a specific page. For example, if
you personalize InHouse pages, or register with InHouse site or
services, a cookie helps InHouse to recall your specific information
on subsequent visits. This simplifies the process of recording your
personal information, such as billing addresses, shipping addresses,
and so on. When you return to the same InHouse Web site, the
information you previously provided can be retrieved, so you can
easily use the InHouse features that you customized.
You have the ability to accept or decline cookies. Most Web browsers
automatically accept cookies, but you can usually modify your
browser setting to decline cookies if you prefer. If you choose to
decline cookies, you may not be able to fully experience the
interactive features of the InHouse services or Web sites you visit.
Security of your Personal Information
InHouse secures your personal information from unauthorized access,
use or disclosure. InHouse secures the personally identifiable
information you provide on computer servers in a controlled, secure
environment, protected from unauthorized access, use or disclosure.
When personal information (such as a credit card number) is
transmitted to other Web sites, it is protected through the use of
encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
InHouse will occasionally update this Statement of Privacy to
reflect company and customer feedback. InHouse encourages you to
periodically review this Statement to be informed of how InHouse is
protecting your information.